General Commercial

The General Commercial Insurance Policy is designed to cover the risks of small to medium-sized business enterprises by protecting them from the potentially devastating costs of property damage, loss of income and liability claims.

Executive Lifestyle

The Executive Policy has been designed to offer you peace of mind, ensuring that you are appropriately covered for whatever the future might hold. For a feature-rich, bespoke insurance product for buildings, house contents, all-risk and legal liability cover, the Executive Policy is unmatched.

Marine Insurance

The Marine Insurance Policy provides solutions for the import and export of goods for multinational companies as well as local small, medium-sized and large business enterprises.

Truck Insurance

Heavy Haulage is the leading heavy commercial vehicle insurer in South Africa, offering short-term insurance solutions for heavy commercial vehicles with a gross mass exceeding 3 500 kg

HCV & Truck Insurance

The heavy haulage truck insurance industry is the heartbeat of the South African economy with more than 80% of goods transported on the road. We offering short-term insurance solutions for heavy commercial vehicles with a gross mass exceeding 3 500 kg.

Plant All Risk

Plant All Risk

The Plant All Risk Insurance Policy, aimed at clients using both their own or hired in plant, or alternatively clients hiring out plant, is designed to cover mobile and static equipment.

Collectable Car Insurance

The Collectable Car Insurance Policy is designed to provide cover for collectable and classic cars on a stand-alone basis, with the basic requirements being Named Drivers and Restricted Mileage Clause.

marine insurance

Marine Insurance

Our comprehensive marine and cargo insurance coverage that protects your business against loss of, or damage to, cargo.  Our insurance products cover all types of marine and cargo operations, from small local businesses to multinational companies involved in the import and export of goods. 

Why choose OSURE?

Today Osure has expanded with representation in Johannesburg, Garden Route and head office in Cape Town however we maintain our Boutique style customer first approach with exclusive personal broker appointments to take care of your every need and meet deserving expectations of our Bespoke clientele.

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Our Insurance Partners

Our Insurance Partners

Accidental Damage
Accidental physical loss of or damage to any tangible property belonging to the insured or for which they are responsible at the premises

Loss of or damage to contents at the insured's premises as a result of theft accompanied by forcible and violent entry/exit.

Building Combined:
Damage by perils as described in the fire section to buildings, outbuildings, landlords fixtures and fittings, walls, gates, driveways etc. including loss of rent and legal liability.

Damage to property owned or for which or the insured is responsible by fire, lightning, explosion, earthquake, water and additional perils.

Public Liability
Legal liability for accidental death, bodily injury, illness or accidental loss/physical damage to tangible property which occurred during the course of the business. Extensions available: Work Away, Products Liability and Defective Workmanship.

Loss of or damage to money defined as cash, bank/currency notes, cheques, postal orders, money orders, credit card vouchers etc for which the insured is responsible.

Loss of or damage to internal and external glass, mirrors, signwriting and treatment thereon at the insured premises.

Office Contents
Loss of or damage to the contents as described in the Fire Section including landlord's fixtures and fittings and property for which the insured is responsible; including property owned by the employees with a limited amount per person whilst contained in the offices.

Are you sufficiently covered?

Our clients often ask us if they are sufficiently insured.  When they ask this question, they normally don’t understand the breadth of the question and the depth that one can go into when it comes to Short Term insurance planning. . That said, there are plenty of valuable insurance coverages available that may or may not apply to your Business of personal portfolio.  When dealing with Osure we will make sure each step of the way that you are correctly covered in the best way possible.