Hospitality, Leisure & Tourism

The importance of the South African tourism industry, particularly its capacity to grow South Africa’s GDP is vital.

Despite the challenges, including the change in visa regulations to South Africa, the sector has significant potential to uplift inclusive economic growth across the continent. Hospitality & Leisure offers customised solutions for the hospitality and leisure industry which include a comprehensive range of adaptable solutions.

The hospitality industry is regarded as a modern-day engine of growth contributing to real GDP growth.

Hospitality & Leisure offers customised insurance solutions for the hospitality and leisure industry. We provide a comprehensive range of adaptable solutions and we are able to meet the demands of this ever-changing industry.

  • B & B
  • Hotels
  • Game Farms
  • Golf Estates & Golf Clubs
  • Restaurants, Including Franchises
  • Resorts
  • Lodges
  • Guesthouses
  • Small Hotels & Spa’s
  • Boutique Hotels & Wedding Venues
  • Conference Centre
  • Driving Ranges
  • Self-Catering Accommodation
  • Tour and adventure operators
  • Tour guides and field guides
  • Overland operators
  • Shuttle services
Key Benefits
  • Entire facility cover, including buildings, contents, motor vehicles and liabilities
  • Damage to external signs, blinds and canopies
  • Damage to landscaped gardens, water features and statues
  • Malicious damage
  • Geysers and water apparatus
  • Leakage of alcohol and beverages
  • Contents of fridges and freezers
  • Guest property following armed robbery
  • Trauma counselling following armed robbery
  • Franchise fee cover
  • Bomb scare cover
  • Infectious disease, pollution, and attacks by sharks or other wild animals
  • Ventilation failure
  • Legal Cover
  • Theft cover for staff and guest’s property
  • Loss of game due to veld fire
  • Prevention of access to the premises
  • Roadside assistance
  • Damages to building and contents by wild animals
  • Bilking
  • Leakage of alcohol and beverages
  • Armed robbery impact on guests
  • External signs, blinds and canopies
  • Alternative accommodation costs
  • Small craft cover
Optional Extensions
  • Event cancellation
  • Deterioration of stock
  • Machinery breakdown
  • Production Liability
  • Fidelity Cover
  • Business interruption following machinery breakdown
  • Grass sporting facilities
  • Emergency medical evacuation for staff and guests
  • Fare-paying passenger liability
  • Broadform liability
  • Spread of fire
  • Loss of specified tourist attraction
Additional Benefits (Tourism Only)
  • Fare-paying vehicles including passenger liability
  • Cancellation cover for tours and events
  • Grass sporting facilities
  • Event liability option
Automatic Extensions (Tourism Only)
  • Group personal accident cover included on a no-named basis in relation to vehicle cover
Tourism Liability (Tourism Only)
  • Worldwide jurisdiction excluding USA and Canada
  • Product liability cover is available
  • Extended reporting period
  • Retro-active date